‘Our health is our wealth’ – an oft-quoted saying that still rings true today. In these tough financial times there are few of us that can afford to take ill, missing time off work and running the risk of financial hardship. With private medical insurance – sometimes referred to as PMI or private health cover; we can have peace of mind that should we become unexpectedly ill or incur an injury, we can avail of prompt and professional healthcare without the wait.
Operating in a similar way to other insurance policies, private health insurance is managed by either regular monthly instalments or a lump sum payment ensuring you or your family receive prompt medical care for acute health conditions or everyday treatments, such as dental, optical or physiotherapist care, whenever you need it.
..we can help you understand the range of PMI policies available as we compare the leading health cover providers across the UK
With a range of flexible solutions available, most health cover provides for individuals, family, business and dental cover. It’s worth noting that not all medical conditions are covered by the different policies available – as a general rule, chronic conditions are not covered, including long-term illnesses. It is also unlikely that pre-existing conditions will be covered, so again, check the policy cover thoroughly before proceeding.
Private medical insurance policies also vary in the level of cover provided. Most policies will include in-patient treatments, such as surgery and hospital stays, but other out-patient services and aftercare treatments are generally available as optional extras.
At Private Health Insurance NI we can help you understand the range of PMI policies available as we compare the leading health cover providers across the UK, providing you with a choice of healthcare cover. Simply complete our online form, in the strictest of confidence, and we will help you find a range of medical insurance options.